Today we refinanced XXK of student debt at 12% with a secured loan at 2%!
So the monthly payment is still $XXX(!) but now it's for 5 years instead of 20.
Total cost to borrow the $$ is $XXXX instead of like $XX,XXX. Woohoo!
So that was big doins!
I set up auto debit from checking so the loan pays itself off.
Best part? As it pays off I have access to the security.
Yes, I had to put up $XXK in cash but SO WORTH IT!
Anyway THAT problem is solved.
Everything else is still in motion so tick tick tick